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Mortgage Data Access

Increase your mortgage portfolio by millions.

Access amortization, interest and repayment schedule with customers mortgage data in real-time.

How Mortgage Data Access works.

01. Mortgage provider selection

The user enters the flow in your app or on your website and selects the mortgage providers such as banks and loan providers, they want to collect their mortgage data from.

02. User authentication

The user then authenticates themselves towards their current mortgage provider using BankID. At the same time, they give consent to Insurely to collect data on their behalf.

03. Collection of data

After consent has been obtained, Insurely collects the user’s mortgage data on their behalf in real-time. The data is collected, cleaned, standardized and returned to the third party within seconds.

04. Use of data

The data can now be used by the third party for a number of different use cases, such as steamlined customer applications and onboarding with pre-fill information on forms, easier comparison and switching and digitised amortisation reporting.

Benefits of accessing mortgage data in real-time.

  • Increase share of wallet.

    By making it easier than ever for customers to apply, compare and switch more people will take action in order to get a new interest rate, resulting in growth in the customers share of wallet.

  • Reduce loan approval time.

    By looking at the customer’s own mortgage data, advisors are able to instantly see all the mortgage details such as amortization, interest rate and payments, which results in better advice and a quicker loan approval time.

  • Reduce costs.

    Allow customers to pre-fill information in forms and automate data collection and processing through open finance tools. which reduces time and cost of manual processing. This leads to lower operational costs as there is less back office work.

What data do you get access to?

The new standard in mortgage data.

  • 34+

    Data points processed daily.

  • 2,000,000+

    Data collections done.

  • Market coverage and security

    Advanced technology, with exceptional market coverage and data security, and years of experience at your tech team's disposal.

Getting started with Mortgage Data Access.

Mortgage Data Access provides you the ability to collect and use mortgage data directly from your customers’ current mortgage providers in real-time. This data can then be used for a number of different use cases. To use the data for your use cases, you can access the collected mortgage data through a few different data access methods, including APIs, our pre-built user interfaces, and through Advisor Dashboard.

Visit our documentation to get more details about how Mortgage Data Access works from a technical perspective or contact us.