01. Loan provider selection.
The user enters the flow in your app or on your website and selects the loan providers such as banks and loan brokers, they want to collect their loans data from.
How Loans Data Access works.
02. User authentication
The user then authenticates themselves towards their current loan provider using BankID. At the same time, they give consent to you to collect data on their behalf.
03. Collection of data
After consent has been obtained, Insurely collects the user’s unsecured loans data on their behalf in real-time. The data is collected, cleaned, standardized and returned to you within seconds.
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04. Use of data
The data can now be used by you for a number of different use cases, such as streamlined customer applications and onboarding with pre-fill information on forms, easier comparison and switching.
Benefits of accessing loans data in real-time.
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Increased customer experience throughout the entire loan process.
Allow customers to auto-fill and digitally retrieve their own loans data, reducing barriers. Resulting in reduced errors and faster approval times.
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Streamlined loan advisory and reduced loan approval time.
By looking at the customer’s own loan data, advisors are able to instantly see all the loan details such as interest rate, payments and other loan conditions, resulting in better advice and quicker loan approval time.
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Reduce costs.
Leverage historical and real-time loan data to enhance underwriting. By feeding insights into risk assessment models, we can improve decision quality and reduce costs. Our data-driven approach allows you to identify relevant users, streamlining credit checks and minimizing expenses.
The new standard in financial data.
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34+
Data points processed daily.
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2,000,000+
Data collections done.
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Market coverage and security
Advanced technology, with exceptional market coverage and data security, and years of experience at your tech team's disposal.
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Getting started with Loans Data Access.
Loans Data Access provides you the ability to collect and use loans data directly from your customers’ current loans providers in real-time. This data can then be used for a number of different use cases. To use the data for your use cases, you can access the collected loans data through a few different data access methods, including APIs, our pre-built user interfaces, and through Advisor Dashboard.
Visit our documentation to get more details about how Loans Data Access works from a technical perspective or contact us.